Sustainability stories.

Supporting financial education throughout New Zealand.

We believe that teaching Kiwi kids, and adults, how to make the most of their money is vital for their and New Zealand’s wellbeing.

Helping children understand money.

  • Assistant Bank Manager from Tauranga, Nikki Hone, helped launch two new primary school games.
  • ‘Highflyer’ primary school games teaches kids, aged five to seven, concepts including saving, interest and financial decision making.
  • Cash and Explore is our game, for children aged eight to 12, which lets children choose between getting small things sooner or saving up for something big.
  • Zombie Cash-tastrophe is a board game designed by a group of emerging leaders at Westpac in 2015. This game targets kids aged 12 and up, centred around surviving a zombie apocalypse but teaches fundamental financial concepts and decisions. In 2019 we translated the Zombie Cash-tastrophe game into Te Reo Māori.
  • Westpac employees has delivered financial education to 5,206 school students this year.
It’s such an amazing thing to see all these young kids eager to learn about money!

- Jayne O’Brien, Bank Manager, Bayfair

Equipping people to make better financial decisions.

Westpac has facilitated six-week ‘Money Skills’ programmes through the Middlemore Foundation Mana-ā-riki pilot and has trained Kootuitui Whānau Leaders to run financial capability classes.

The goal of Mana-ā-riki is to support positive life-long outcomes for our tamariki through in-school health clinics, bringing digital education into classrooms, and supporting a safer, healthier home environment.

  • Kootuitui Whānau Leaders have now led four Money Skills programmes themselves, with another planned for Term 4, 2019.
  • Nane Lockington is one of the Kootuitui Whānau who has used this experience towards achieving the New Zealand Certificate in Adult and Tertiary Teaching (Level 5) through Open Polytechnic NZ.
  • 32 whānau members have now graduated from the programme facilitated by Whānau.

One woman’s journey from laden with debt to becoming a financial educator.

“Don’t avoid your debts, it doesn’t make them go away,” Kootuitui Ki Papakura volunteer Tamara Roach says.

Tamara participated in Westpac’s Money Skills, part of the wider Managing Your Money programme in 2017, before becoming a volunteer facilitator of the financial education workshops in 2018.

“Before I was a participant of Money Skills, I ignored my finances because there was so much debt.

“I thought my husband and I had insurances for all our debts, but when my partner got sick, we realised that we didn’t.

“So, I just pushed it all to the side and didn’t deal with it, hoping it would go away,” she says.

During her first Money Skills six-week course, Tamara realised that she needed to deal with her debt head on.

“It opened my eyes to what I had to deal with, so I called all of my debtors and made arrangements to pay the debts.

“Now, I have managed to pay off a few of the debts, so I feel on track and all the bills are getting paid slowly.

“I no longer avoid the calls and letters from the finance companies,” she says.

Tamara became a facilitator of Money Skills to help others in need who are also struggling to pay off debts or wanting to learn how to save more.

“I love helping other people and we’ve had some amazing achievements within the six-week course.

“We had an 18-year-old who was earning money from a part time job but never knew where it was all going.

“By the end of the six-week course she discovered where that money was going and managed to save for the first time in her life, leading her to save $600.

“We also had a nana who was smoking seven packets of cigarettes a week, costing her $150.

"One week during the course, she could only afford two packs that week and then realised that she really couldn’t afford to be spending any of her budget on cigarettes, so she gave up smoking altogether,” she says.

Tamara says she would recommend MYM Workshops to anyone, not only those struggling to make ends meet.

"If you think you don’t have money, you will find out where your money is going and if you think you do have money, I guarantee that you will find out something new about your money habits.

“My financial goal for the future now is to clear all of our debts, get our credit rating back up and save for a house,” she says.

Meet Roseta Parker, participant of Money Skills.

Roseta Parker has lived in Papakura for 29 years and is originally from Samoa.

“I’m learning these money skills for the benefit of my grandchildren and for myself,” Roseta says.

"I will pass on my financial skills and knowledge about money to my family.

“I also want to get out of debt, as I have a mortgage.

“I need to learn how to budget, know where my spending is going and avoid accruing more debts.

“I feel comfortable that I just have the mortgage as debt, and my other expenses are utilities and everyday life costs.

"But I need to save more, and I need to put more towards the mortgage and less on other spending.

“Since starting the Money Skills, I’ve increased my mortgage repayments by an extra $100 per fortnight.

“My financial goal for the future is to be debt free and relax and go for a holiday,” she says.

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- Roseta Parker (Money Skills participant) and Tamara Roach (Money Skills facilitator)

Our 2019 Progress.


School students.


Workshops held for schools.


Number of financial education hours.

United Nations Sustainable Development Goals.

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